Sam Oven’s Biography

From his humble beginnings in the family garage to his meteoric rise in Manhattan, Sam Ovens is a “rags to riches” story come to life. In less than four years, Sam completely shattered all expectations when he amassed a $10 million consulting empire. By utilizing his unorthodox techniques and business philosophy, he has fine-tuned his art into a precise science. Because of this, not only is he a heavyweight of the business world, he is the go-to guy for anyone who wants to cut their teeth on consulting. His methods and theories have made him the man he is today, and they have the power to create more successful businessmen like him.

While he first started his conquest with a more “hands on” approach to consulting, an idea eventually popped into his head. By applying his consulting skills and strategy into an overwhelmingly comprehensive online training program, Sam has literally thousands of successful students under his belt:

  • 9 Millionaire Consultants
  • 136 6-Figure Consultants
  • Helped thousands of people start their own successful consulting firms.

As the popular saying goes, “The numbers don’t lie.” By eschewing the tried-and-true business methods, Sam’s tendency to think outside the box has paid dividends a thousand times over for him and his students.

Sam believes in the power of the individual, that they can carve their own paths towards success and stability if they are driven and dedicated enough. As he can firmly vouch for his proven methods, Sam’s extensive online training program is perfect for either the absolute beginner or the experienced consultant who wants to become bigger and better.

For anyone who wants a secure, financially stable career in consulting, look no further: Sam Ovens is your man.

Sam Ovens’ Biography on the Potential Factors Driving Jump in Mortgage Applications

CreditUpdates Mortgage applicationWhenever there is a sizable bump in the rate of demand in any industry, financial experts and investors are quick to take stock of the seemingly innumerable factors that might be driving the increased level of interest. often points out, this immediate analysis is often conducted with the goal of determining whether the sudden increase in demand in a particular industry reflects the beginning of a trend or is simply the result of some statistical outlier.

According to the professionals at, including those as knowledgeable as Alissa Davis, mortgage applications are the most recent trend demanding the kind of instant analysis so often engaged in by finance experts and shrewd investors. With a sharp increase of 9.3 percent in mortgage applications over the month of May, investors are suddenly scurrying to review the data to determine whether or not this is a trend representing a worthwhile investment.

It seems evident that the possible factors driving this sudden rise in demand are likely to be relatively limited once the more common adjustments are made to eliminate the most inconsequential of those influencing factors. In all likelihood, what will remain is probably going to be the reaction from a very recent decline in applications or the consumer response to the continually decreasing interest rates that are now available. If it is the latter, investors will feel much more confident in making related investments when compared to the former.

Dr. Sid Solomon Reviews Potential Impact of Alibaba’s Approach to Investing

Investors keenly interested in the technology market are still quite likely to be in a state of shock regarding the $3-billion loan recently secured by Alibaba to further invest in the technology market after already having acquired a slew of companies while also investing in major stakes with a number of other tech firms. Dr. Sid Solomon, an interested observer of the technology market and himself a successful investor, was surprised to learn of this news and shared a reaction similar to that of many of the most plugged-in observers of the tech market.

At this point, Dr. Solomon is limited to simply speculate on what Alibaba may have in mind, but he did point out that the company’s recent behavior ought to serve as a clear guide for its future intentions. After all, Dr. Solomon notes, the company only recently put down a staggering sum of $3.5 billion to acquire Youku Tudou and subsequently went on to secure stakes in Snapdeal, Snapchat, PayTM and Groupon, which seems to indicate that it intends to continue its massive expenditures with the goal of further investing in the most promising corners of an ever-expanding tech market.

Should Investors Alter Strategies Following Paris Climate Change Agreement?

One of the most interesting topics raised following the historic worldwide climate change agreement made in Paris has to do with the possibility that the accord would lead investors to consider altering their strategies in terms of energy investments. As any wise investor understands, a reactionary approach is not always sound and can lead to poor decisions based on only the most immediately known factors. The energy industry is undoubtedly going to face major changes in the way it does business, but those changes are not yet clear and do not provide investors with an abundantly clear concept of how to alter their strategy in the most effective way possible.

As it currently stands, the world’s energy is still heavily reliant on carbon-based resources, and it appears clear that this will continue to be the case for quite some time as the shift to more renewable sources begins in earnest. While immediate action may not yet be necessary, it seems wise that divesting from these energy sources is a step that most investors will have to consider relatively soon. This naturally leads to questions over the allocation of funds in other energy-related investments and whether or not it is worthwhile to continue to invest in energy resources that seem to be falling out of favor due to concerns over climate change and the actions recently proposed in Paris. This is a complex question that requires a complex answer.

For communities like Scottsdale and Phoenix, it seems natural that renewable sources of energy like solar represent a perfect option. However, in attempting to provide completely renewable heating services, Scottsdale and other communities have found that it is difficult to provide adequate and consistent output (particularly for commercial users that require massive and constant energy access) due to energy storage issues and other factors still influencing the viability of renewable energy. It is for this reason that many renewable energy experts have pointed out that the shift will be far more gradual than most people assume.

Consider the fact that the previous century relied mostly on coal and nuclear energy for electricity and oil represented the primary energy source for transportation. With the changes being pushed, the next century will likely see a shift to a primary reliance on natural gas and a continued dependence on coal along with renewable resources, and renewable resources may only grow to represent 20 percent of energy usage according to some of the more optimistic estimates. This is due to the fact that the most significant energy users are still industrial plants like steel mills and factories that require a constant energy source along with the ability to throttle output, which is not yet possible through renewable energy sources.

Investors must also consider the fact that the basic economics of the situation may muddle the shift away from carbon-based energy sources. Tight oil appears to be in solid supply and access to Arctic oil reserves means it is unlikely that scarcity will have any immediate impact on costs, so any shift to alternative energy sources requires reliability and competitive pricing in order for significant change to truly occur. Given the state of research and development and the fact that even the most advanced storage solutions for renewable energy are not yet cost-efficient (and possibly not all that safe), it may be quite a while before the climate change agreement has any real impact on investment strategies.

The thought that investors should radically alter their investment strategy to include a greater representation of alternative energies may be exaggerated at the current time, but it is still important to consider the impact of investing in advance of any major shift in the energy industry. There is a real opportunity to yield a tremendous return on a relatively minimal investment, but this requires a deep understanding of the many factors that will influence the market going forward. Investors who are considering a shift in strategy should look into whether divestiture from carbon-based energy is wise and should also understand which type of renewable energy source is best positioned to yield the greatest return on investment. Adopting a long-term strategy that reflects the most likely outcome in terms of the future composition of the energy industry seems to be a shrewd course of action, but it is one that also requires a great deal of accuracy in research and predictive analysis.

Parviz Khosrowyar is The Investments Guru

Not very many people today successfully qualify as an investment guru, but Parviz Khosrowyar is about as much of one as you’ll find. After carefully identifying his successful numbers, Parviz Khosrowyar  has the qualifications to be deemed a guru of finance and investments.

Parviz Khosrowyar put value investment strategies in place as his investment philosophy. His days of intensive investment research is meant to determine the appraised value of a company. In the words of Mr. Parviz Khosrowyar, “Investments are made at a tremendous discount which is ideally 45% to 55% below the current intrinsic value.” This is what Parviz Khosrowyar calls the “margin of safety”. Parviz Khosrowyar also holds 25-50 companies when fully invested.


Apple’s Recent Stock Dip No Cause for Concern

Since the end of April, Apple stock has dropped by a significant margin. Even though the company’s stock is down by 14 percent since reaching over $134 per share, there is no cause for concern regarding the long-term investment prospects. According to technology entrepreneur Jody Rookstool, whose business acumen has been well-documented, Apple’s recent struggles are somewhat overblown.

The most important thing to note is the fact that the value of Apple shares has been on the rise during a time in which growth has not necessarily been all that widespread. For example, a recent 2-year period in which Apple stock grew by almost 75 percent was during a time when the S&P 500 only experienced 24 percent growth. Since Apple stock has been outperforming projections for so long, it is only natural that even the slightest of struggles would cause concern.

That being said, Rookstool notes that nothing is ever a guarantee and every company is prone to the whims of the market to some degree. Apple, however, should be considered very likely to bounce back and to not just reach its prior levels, but to exceed those levels while continuing to grow. With a host of new product offerings set to launch and a loyal consumer base, a slight dip in the value of the company stock should not raise any alarm among investors.

TIE Institute Trading Reminds Investors to Strategically Protect Gains

Everywhere you look it seems as though there is some sort of advice on how to succeed in the stock market or how to invest wisely for long-term financial security. While some of this advice is undeniably valuable, it addresses how to get there but fails to mention what to do after those initial investment gains are made. TIE Institute trading strategies provide a great deal of insight on what smart investors do with their earnings while demonstrating how to protect those hard-earned gains.

These strategies are ultimately dependent on the nature of the marketplace, and while the market is still looking quite bullish there is some indication that cutting down on the stock holdings in your investment portfolio is wise once significant gains have been made. This reduces the amount of risk in the event that the bear market returns, but it is more important to consider individual investment goals when determining how much risk is appropriate as a part of an investment strategy. For some, a reduction of 10 percent is more than enough, while others will feel more comfortable with a 20 or even 30 percent reduction in their portfolio.

Of course, diversification is always vital to any long-term investment strategy, as this is a surefire way to protect any gains that you may have made during this lengthy bull market. It is hard to predict how the market will change and when things will begin to shift again, but protection is simple through the use of these useful strategies.

Small Business Loan

untitled (217) untitled (216)It is increasingly difficult to convince a bank to loan you money for a small business start up because so many fail.  When a small business fails the bank can be left holding the bag.  If you want to start a franchise you may have a better chance as this is a more proven model.  If you cant convince the bank that you cant lose then you are out of luck.   Consolidated Credit has been instrumental in assisting these entrepreneurs get the high risk loans.  If you need that loan then you will have a challenge to conquer.  The meek will be left behind in this world.

Finance Your Lifestyle

untitled (73) imagesDO2CWD36Are you in debt? Most of us are.  have you decided to finance your lifestyle?  If that is your plan, what are you thinking?  Are you assuming that you will make more money later and pay off the debt?  I think that this is a plan for disaster. You should live within your means.  I mean to say that you cant borrow on tomorrow as you don’t know what is coming.  It is great to be optimistic but to borrow on that is not prudent.  I would rather see you save a little money for the future as that safety net will be nice.  Luigi Wewege’s personal life is his own.

Financed Vacation?

untitled (50) 112211-lc-travel-nowLook, if you have to use credit cards to afford vacation you need to rethink whether that vacation needs to happen.  I would not go.  I would work and go next year when I could afford it.  If your current job doesn’t pay enough to cover your vacation time then you need to reassess you life and consider a new better job.  It is difficult to change jobs but some times you have to take a leap of faith and put your resume out there.  Luigi Wewege is a great guy to help you find the new job.  Good luck finding a new job and have a great vacation next year.